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Buying

Richard Payne’s buying articles, advice and local perspectives from Halifax and Nova Scotia.

BuildingNovember 2, 2026

Oil Tanks in Halifax Homes: What Buyers and Sellers Need to Know

Buying or selling a Halifax home with an oil tank? Here’s what mortgage lenders require, what decommissioning costs, and how to handle it in an...

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BuyingNovember 2, 2026

Buying a Home in Halifax in Winter: 2026 Buyer Guide

Is winter a good time to buy a home in Halifax? Discover the benefits, potential risks, current market conditions and expert tips for winter buyers.

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BuyingOctober 16, 2026

Well and Septic Homes in Halifax: What Buyers Need to Know

One in five Nova Scotia wells fails safe drinking limits, and it’s buyer beware. Here’s what to test, ask, and never waive before buying in Halifax.

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BuyingOctober 5, 2026

Buying in Halifax? Should You Get a Mortgage Rate Hold Before October 28?

Fixed rates are rising ahead of the Bank of Canada’s October 28 decision. See how a rate hold works for Halifax buyers and what it won’t cover.

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BuyingSeptember 22, 2026

Nova Scotia’s Non-Resident Deed Transfer Tax: What Changed in August 2026?

Nova Scotia extended the proof-of-residency window for its 10% non-resident deed transfer tax in August 2026. Here’s what changed and what it means...

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BuyingSeptember 15, 2026

Why Your Halifax Property Tax Bill Can Jump After Buying a Home

Nova Scotia’s Capped Assessment Program resets when you buy, so your Halifax property tax bill could be far higher than the seller’s. Here’s what to...

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BuyingSeptember 8, 2026

Buying an Older Home in Halifax? Check Insurance Before Removing Conditions

Older Halifax homes can pass inspection and still fail to get insured. Here’s what to check on wiring, panels, and oil tanks before you waive...

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BuyingAugust 17, 2026

Mortgage Renewing in 2026? Should Halifax Homeowners Sell or Stay?

Quick answer If your Halifax mortgage is renewing in 2026, selling solely because your interest rate is increasing is rarely...

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BuyingAugust 14, 2026

First-Time Home Buyer GST Rebate Halifax: How to Save Up to $50,000

Can First-Time Buyers in Halifax Get the GST Rebate on a New Build? Quick answer Yes. The first-time home buyer...

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